![]() ![]() Some states may offer this rider under a different name, and benefits may vary. ![]() In most jurisdictions, the policy and rider form numbers are as follows (state variations may apply): New York Life Premier Variable Annuity–P Series (ICC18V-P05 or it may be NC18V-P05) Investment Preservation Rider–P Series (ICC18V-R04 or it may be NC18V-R04). Variable annuities are only offered through properly licensed registered representatives of registered broker dealers. Both NYLIAC and NYLIFE Distributors LLC are wholly owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010. NYLIFE Distributors LLC, a limited liability company organized under Delaware law and member FINRA/SIPC, is the wholesale distributor and underwriter for these products. New York Life Insurance and Annuity Corporation ("NYLIAC"), a Delaware Corporation. Best ratings, and AAA to CC for Standard & Poors ratings, and are subject to change. ![]() They are not recommendations to purchase, hold, or terminate any insurance policy or contract issued by an insurer, nor do they address the suitability of any particular policy or contract for a specific purpose or purchaser. Financial strength ratings are opinions from independent rating agencies of an insurer's financial strength and ability to pay its insurance policies and contract obligations. Also, six of our providers are rated Very Strong by Standard & Poor's, their second highest rating possible. Best, and four of them are rated A++ (less than 5% of providers achieve an A++ rating *). These advisory services are provided for a fee.All of our network providers are rated A+ or better by A.M. FPWA, FPTC, FBS and NFS are Fidelity Investments companies. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. Nondeposit investment products and trust services offered by FPTC and its affiliates are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency, are not obligations of any bank, and are subject to risk, including possible loss of principal. Fidelity ® Wealth Services is an advisory service offered by FPWA or Fidelity Personal Trust Company, FSB (FPTC), a federal savings bank. Equity Index Strategy, the Fidelity ® Intermediate Municipal Strategy and the Fidelity ® Core Bond Strategy. Large Cap Equity Strategy, the Fidelity ® International Equity Strategy, the Fidelity ® Tax-Managed International Equity Index Strategy, the Fidelity ® Tax-Managed U.S. Fidelity ® Strategic Disciplines includes the Breckinridge Intermediate Municipal Strategy, the Fidelity ® Equity-Income Strategy, the Fidelity ® U.S. Pop out the yield table Understanding This Tableįidelity ® Strategic Disciplines is an advisory service offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser. Neither Fidelity nor a Fidelity representative recommended or solicited this purchase, and you have not relied on Fidelity or any Fidelity representative for advice regarding this purchase.You are aware of the risk of loss when purchasing a security with a negative yield.If you buy a security with a negative yield and sell it before maturity, you will lose money unless you are able to sell the security for an amount that covers the premium you paid less any interest you earned during the time you owned the security.īy proceeding with your order and clicking I Agree below, you are indicating that you have read and understand this information and agree to the following:.If you buy a callable security and that security has a negative yield at the time it is called, you will lose money on your investment.If you buy a security with a negative yield and you hold it until maturity, you will lose money on your investment.For callable securities, a negative yield results when the security's premium (including, where applicable, Fidelity's mark-up) exceeds the interest you will earn during the time you own the security. For interest-bearing securities and zero-coupon securities purchased in the secondary market, a negative yield results when the premium (including, where applicable, Fidelity's mark-up) exceeds the interest you will earn over the security's remaining lifetime.For new-issue zero-coupon securities, a negative yield results when you pay a premium for the security.It is important to understand the following before proceeding with your purchase of this security: Fidelity does not suggest, endorse, or solicit a purchase of a negative-yielding security. You have indicated that you want to purchase a security or securities that (i) will have a negative yield at the offered price, (ii) will have a negative yield when including Fidelity's mark-up, or (iii) could have a negative yield if the security is called prior to maturity. ![]()
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